Term Life Insurance With Living Benefits 

Allows you to use part of your life insurance for critical or chronic illness. Let’s compare!

$250,000 Death Benefit

Male Age 37

Traditional Term

Life Insurance

Term Life Insurance

With Living Benefits.

Cost Per Month $45.90 $53.35
Pays $250,000 Upon Death X X
Pays if you survive a Heart Attack X
Pays if you survive a Stroke X
Pays if you survive Cancer X
Helps Cover The Cost of Long Term Care X
Helps Cover The Cost of Home Health Care X

 

The Life of Jim & Tom “ Don’t Judge A Life Insurance Policy By It’s Cover”

Jim and Tom have been friends since grade school. Now at the age of 37, they are both married, have children and live in the same town.  Jim and Tom both love their families dearly, so they decided they should purchase term life insurance policies to protect their loved ones financial futures.

Here is why you should never judge a life insurance policy by it’s cover.

Jim bought Traditional Term Life Insurance and Tom purchased Term Life Insurance With Living Benefits.

So what are living benefits? Find out when both Jim and Tom suffer heart attacks! *By the way according to The Heart Association someone in the United States suffers a heart attack every 26 seconds!

Jim and Tom both had to spend five days in the hospital. *According to The Heart Association the average time to recover and get back to work is ______ days.

The good thing is both Jim and Tom survived their heart attacks. Unfortunately, Jim’s bills kept piling up since he was out of work while he recovered and he is currently behind on his payments.  Tom was out of work just as long as Jim, but Tom purchased Term Life Insurance With Living Benefits.  This meant that Tom was able to access funds from his life insurance policy while he was still alive, because he had the heart attack. He was able to use this money to pay bills therefore,  he didn’t fall behind while he was out of work.

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